Terms of Use
Last updated: September 23, 2026
Educational tool only
LoanCalc provides loan calculators for educational purposes only. Nothing on this site constitutes financial, legal, or tax advice, and nothing here creates an advisor–client relationship. Results are estimates based on the numbers you enter and standard amortization formulas; they don't reflect any specific lender's fees, policies, or underwriting decisions.
No warranties
The calculators are provided "as is" without warranties of any kind. While we work to keep the math correct, we don't guarantee accuracy, completeness, or fitness for any particular decision.
Your responsibility
Borrowing decisions carry real consequences. Verify any figures that matter with your lender and consider consulting a licensed mortgage or financial professional before acting.
Acceptable use
Don't misuse the site (e.g., attempting to disrupt it or scraping it aggressively). We may change or discontinue any part of the site at any time.